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Wednesday, 1 July 2015

Perkhidmatan Introducer Account Company (Introducer Current Account company Services)


Bagi yang menjalankan perniagaan,saya sangat-sangat menyarankan anda untuk membuka akaun semasa (current account) di bank-bank berdekatan.  
Antara sebab mengapa akaun semasa penting adalah:
1.  Akaun semasa menunjukkan komitmen sebenar anda untuk berniaga.
2.  Akaun semasa datang dengan kemudahan buku cek untuk kemudahan transaksi perniagaan anda.
3.  Pada setiap bulan, anda akan menerima penyata bank (bank statement)yang dihantar oleh bank melalui pos bagi tujuan rujukan perniagaan anda. Penyata ini akan merekodkan semua kemasukan dan pengeluaran wang yang anda telah lakukan bagi tujuan rujukan anda.
4.  Supaya akaun peribadi anda tidak di “suspend” kerana terdapat banyak sangat transaksi.Tahukah anda?Akaun peribadi anda akan di “suspend: oleh bank jika terdapat banyak sangat transaksi.Perkara ini biasa terjadi kepada kawan saya yang berniaga online.:)
5.  Akaun semasa juga datang dengan kemudahan overdraf – iaitu satu kemudahan yang ditawarkan bank untuk anda mengeluarkan duit meskipun baki akaun semasa anda tidak mencukupi (Secara analoginya, bank membenarkan anda berhutang dengan bank secara sementara supaya transaksi perniagaan anda tidak terganggu).
6.  Institusi-institusi kewangan yang memberikan pinjaman  kewangan  lebih mempercayai perniagaan yang mempunyai akaun semasa. Apabila mereka meyakini kredibiliti perniagaan anda, anda lebih senang memberikan jumlah pinjaman yang lebih besar.
Antara dokumen/perkara yang perlu anda bawa untuk membuka akaun semasa(current account) ialah:
1.Cop Syarikat
2.IC/Kad Pengenalan+Salinan IC/Kad Pengenalan
3.SSM +Salinan SSM
4.Duit selalunya diminta bila akaun semasa sudah siap diproses.Masa yang di ambil bergantung kepada bank-bank yang terlibat.
Update terkini 2015: Ada beberapa bank memerlukan anda berdaftar dengan Pihak Berkuasa Tempatan(PBT) untuk membuka akaun semasa.
**Maybank perlu introducer.
Apa itu introducer?
Introducer ialah syarikat yang sudah ada akaun semasa di Maybank.Sekurang-kurangnya sudah setahun dan tidak di black list (pernah ada kes cek tendang).

Kenapa perlu buka dengan Maybank?

1. Kerana ia merupakan bank utama di Malaysia.
2. Salah satu bank yang mudah di jumpai kerana memiliki banyak cawangan di Malaysia.
3. Salah satu bank yang banyak digunakan di dalam transaksi urusan perniagaan.
4. Kerana memiliki jumlah perngguna yang amat ramai berbanding dengan bank lain.
5. Ia mesra pelanggan sama ada secara offline @ online.banyak ATM dan CDM.
6. Ramai peniaga & pembeli memiliki akaun Maybank dan mereka selesa menggunakan Maybank sebagai medium transaksi wang di sebabkan ia mudah dan cepat.

Untuk urusan Introducer Maybank-Bolehlah Hubungi Syarikat kami-
Usahawan Trading & Services-012-7292850 (wan)-wassap/call/sms 

Harga promosi ditutup.hubungi saya untuk harga terbaik.tq.


Kenapa Usahawan Trading & Services:

*Kami mempunyai current Account (Akaun semasa) yang aktif dengan Maybank melebihi TIGA tahun operasi.
*Company telah berusia 7 tahun
*Syarikat tidak pernah diblaclist oleh Maybank akibat pengeluaran Cek tendang dan sebagainya.
*kami telah Introduce lebih 300 company untuk mendapatkan current account setakat ini.
*Berurusan diseluruh Malaysia-menggunakan pos ekspress.
*Syarikat kami memenuhi syarat2 yang diperlukan Maybank sebagi Introducer Current account.
*Servis termurah dan tiada cas2 yang tersembunyi.
SELAMAT MEMBUKA AKAUN SEMASA SYARIKAT UNTUK MASA DEPAN PERNIAGAAN ANDA YANG TERBILANG.

Sunday, 20 November 2011

The Entrepreneur's Checklist

I was asked the other day what personality traits I thought were important to entrepreneurial success. I immediately gave my preprogrammed reply about passion and dedication and hard work. After taking some time later to ponder the question a little deeper (I normally operate in shallow waters), I came up with a more detailed checklist for entrepreneurial success. This is by no means a definitive list, but I'd be willing to bet that if you don't have at least a majority of these traits, your chances of business success will be greatly diminished.

You must be self motivated.

If you don't have the wherewithal to bounce out of bed each day without your spouse drenching you with cold water, chances are you don't have the self motivation or discipline required to be an entrepreneur. Business demands that you take action based solely on your own volition. You have to do a hundred things every day that will not get done unless you make yourself do them.

You can't be afraid of hard work.

If you think working for someone else is hard work, try starting your own business. You will be required to give every ounce of blood, sweat, and tears you can muster and then some. You will have to work long hours and be on call 24/7, at least in the beginning. If the mere thought of hard work makes you tired, maybe you should just keep your cushy day job.

You should have experience in the type of business you plan to start.

If you can't locate your car's engine you have no business buying an oil change franchise. The most successful business owners have prior experience in the industry in which they have set up shop. Consider working in an industry at least part time for a year before jumping in with both feet.

You must be able to climb back on the horse.

I always say: "If business was easy, everybody would do it." Starting a business is hard work and the odds for failure are against you in the first few years. If you want to ride herd on your own business, you must be willing to fall off your horse and get back on a few times without giving up.

You need the support of your family.

When you start a business you may have to spend more time away from the family than you like. The business may also put a strain on you financially. You will have enough obstacles in your way without having to worry if you have the support of your family and those closest to you

You must have a thick skin.

If your feelings are easily hurt, keep your non-threatening day job because business is not for you. Many days in business, rejection waits around every corner and you must be able to handle rejection without taking it personally.

You must interact well with others.

Being an entrepreneur requires interacting with a variety of people, from your own employees to vendors to customers to investors. You must have the ability to effectively manage people without offending them; the ability to accept good advice from mentors and politely discount the bad; the ability to overlook mistakes or quietly rectify them; and the one I have trouble with: the ability to tolerate incompetence without losing your cool (at least not on the outside).

The deeper your pockets the better.

The number one cause of business failure is a lack of money. Before you start your business you should have access to enough capital to see you through until the business can sustain itself.

You must be able to delegate.

Running a business requires the performance of dozens of simultaneous tasks and it's foolish to try to handle them all yourself. You must learn to put your trust in others. If you can't dish out responsibility without worrying over the result, your business growth will be limited.

Previous business ownership is a plus.

Prior business ownership is not a prerequisite, but it can't hurt. Many successful entrepreneurs have the skeletons of past businesses rattling around in their closet.

Another of my sayings:

Business is a lot like marriage: you learn a lot from the first one that may come in handy the second or third time around.

With that kind of advice you can see why I didn't go into marriage counseling.

Here's to your success!

More Customers

urveys show that 85% of success in life relates to your communication, human relations skills, and "emotional intelligence".

Joe Batten, an American motivational speaker said: "Before you tell, ask; before you talk, listen; after you listen, relate; and always show that you care. When you can translate care, people will want to do business with you and details will not get in the way."

From a business viewpoint you also have to build relationships and get customers to trust you. To do that you have to:

1. Be Reliable

Do what you say you're going to do.
Do it when you say you're going to do it.
Do it right the first time.
Get it done on time.
Under promise and over deliver.

2. Be Responsive

Be available
Be accessible
Be willing
Be helpful
Be informative

3. Solve problems

Solve customers' unique problems and they will continue to be your customer. Put yourself in the customer's shoes and feel what they feel.

Does this mean that all your marketing and advertising needs to be "touchy feely"?

No. You can still create calls to action that increase sales whilst observing all these principles.

For example:

Tell them about a price increase!

People want a 'good deal'. If prices are going up on a specific date, let your customers know. They'll want to buy before the price increases.

Offer a trial perio

rial periods are a great way to get new customers. Offer a special deal, extra service or a lower price during your trial / introductory period.

Offer a Guarantee

People want to know there's no risk involved if they're not satisfied with the product/service. Let new customers know they can cancel for any reason before the trial period expires.

Offer free extras

Buy X and receive Y. This works with a whole range of products and services. Be sure to include an end date on your offer. This politely urges people to take advantage of your offer before time runs out. Give a deadline for ordering. Order by the 10th and receive.... That way, your customers know they only have a limited time to respond and they won't fall victim to the "I'll do it later" syndrome.

Offer a FREE gift

As an added incentive for ordering, offer your free gift to the first 100 or 1000 people that respond or walk through your doors.

Offer an upgrade

One simple line can boost your sales. "Order within 10 days and we'll upgrade you to ......."

Whatever you offer be sure to include action phrases:

* Call Now

* 24 Hours a Day

* Mail today in the prepaid envelope

* Fax your response card.

Business success also relates to communication, human relations skills, and "emotional intelligence", but in a business context.

Your Fears As An Entrepreneur

Everyone I have ever talked to that is an entrepreneur has had to come face to face with their fears. I have had to as well. I want to share with you some of the techniques that I have used to face them. The first step is not to be in denial. You have fears even if you don't readily acknowledge them. They sometimes take the form of that chatter in the back of your head that says you can't do it.

Fear is such a huge issue preventing people from becoming entrepreneurs. I have heard from the CEO of a real-estate based network marketing company that even though he has people packing out company seminars, that maybe 2-5% of people will actually go out and apply the knowledge by putting offers on real estate. He is convinced that the rest are paralyzed by fear.

Here are some of the techniques I have used as I learned them from the entrepreneurs I know:

Think about what you do want. When you find yourself spinning the wheels in your mind over and again about your worst case scenario, turn it around and focus on what you DO want. Visualize yourself getting what you do want. See the new house. See yourself talking to the interested person as they become a part of your business. You get what you focus on.

Change the voice. When you hear yourself telling you that you're not good enough – you're going to fail. Just change the voice from yours to that of Mickey Mouse or Jim Cary or something that would hold little weight with you anyway! Who cares if Mickey Mouse thinks you're not good enough? Is Mickey Mouse an entrepreneur?

Voice them to a trusted friend or associate. Hopefully you have been able to find some level of support from at least one other entrepreneur. Ideally, you have a significant other that supports you. If not, then you should have some kind of support network from your team, upline, or corporate that you can talk to. Some people may tell you that it is silly you could even believe that you're not good enough. For me, my wife has been a constant source of support. However, don't go looking for support to all those people who doubted you and told you it was crazy to go out on your own. They will never understand the entrepreneur.<

Have a personal development library. I draw tremendous support from my library. It is not just filled with how to resources, but also stories of others who conquered their fears. I couldn't begin to list the many sources I have, but if you email me I can recommend something based on your own description of your circumstances.

Go ahead and do it. Sometimes just making the smallest step will help get you going enough that the fear of not doing something can go away. An example would be neglecting to write an article such as this one out of fear of failure. Just starting it can create enough momentum to see it through.
Visualize the result, but make the action the goal. There is a subtle difference here for the entrepreneur. Of course you want the result, but maybe that's not in your direct control. Visualize the result in your mind, but make your goal the consistent and persistent action of the entrepreneur. The action will eventually produce the result and you can certainly achieve that goal.

Never, ever quit. I hate to even use that q word. If you do quit, you cease to be an entrepreneur – otherwise you're not beaten, you are moving ahead! 

Solve Problems Creatively

Maybe you've heard of problem solving techniques such as "attributes listing," and "concept combination." More creative thinking doesn't come from just knowing these techniques, though. You have to use them until they become a part of your habitual thinking process.

Imagine you want to invent a new bicycle. If you've trained your mind in "assumption challenging," you'll automatically begin to ask things like, "Are wheels necessary?" "Does it have to go outside?" What if the "bike" was indoors, and pedaling it ran a video screen? You could "steer" through endless different scenes.

You won't always have great ideas, but you'll have enough ideas to make it more likely that you'll find a useful one. This "spontaneous" creativity will be because of your brain training exercise. Why not start developing those habits of creative thinking?

Creative Thinking

Can creative thinking and even spontaneity come from a highly organized approach? Yes! For example, if you watch great comedians closely, you'll see that they have certain habits of mind. Even the most spontaneous ones get better with practice, because they're training their brains to find the humor in situations.

In the same way, you can train yourself for more creative thinking. Just start cultivating the right habits in your mind. Why not start training your brain today, with some simple techniques?

Creative Thinking Techniques

Want the mind of a creative inventor? Start redesigning everything you see. Imagine better cars, faster ways to serve food, or better light bulbs. If you do this every day for three weeks, it will become a habit.

Want to be the person who always has something interesting to say? Train yourself to look at things from other perpectives. What would the Buddha say about this? How would a Martian view it? What's the opposite perspective? The point isn't to ask others silly questions, but to ask yourself, to see what interesting ideas result. Do this until it is a habit, and you'll always have something interesting to add to a conversation.

Want systematic creativity in poetry? Put a word on each of 40 cards; 10 nouns, 10 verbs, 10 adjectives, and 10 random words. Shuffle, deal out four cards, and write a 4-line poem using one of the words in each line. My wife has had poems published that were created with this technique. Your mind will find a poetic use for any word if you use this method often.<

Start Investing Early in Your Career

You're young, you just landed a new job and you're going to be getting a decent paycheck. You also have bills to pay and there are also a few items that you've always wanted so now you can finally afford them.

Investing for your retirement may be the last thing on your mind at the start of a new career. Take some advice from those with a little more experience: Start investing early in your career. Start from day one and you will never miss that money you're setting aside. If your company has available a 401-K or a TSP program, jump on the band wagon immediately. If you don't have these programs at your disposal, you can still start an IRA and the concepts stated here are applicable as well.

It really does it make a difference when you start contributing. It is important to invest in your retirement account early in your career for two reasons. First, if you're fortunate to receive matching contributions, you don't want to miss out on those added contributions that are a significant part of your retirement benefit. Second, the longer contributions stay in your account, the more you stand to gain. Your money makes money in the form of earnings, and those earnings in turn make money, and so on. This is what is known as the "miracle of compounding." As money grows in your account over time, the proportion resulting from earnings will become larger compared to the proportion resulting from contributions.

The size of your account balance is going to depend on how much you (and your company if they match funds up to a certain percentage) contribute to your account and how your account grows as a result of earnings on your investments. To get an idea of what your retirement account could be in the future, look at the following projections.

Assume that you are an employee eligible for organizational contributions, that you are earning $28,000 each year, and that you receive no future salary increases. You choose to save 5 percent of basic pay each pay period; therefore you receive total organizational contributions of 5 percent. The growth projections below are for an assumed annual rate of return of 7 percent on your investments.

After five years your account balance would be almost $17,000; after ten years your balance would increase to $40,000; and after contributing for twenty years, your account would have a balance of $122,000. Clearly your balance would continue to increase each year. If you contributed for forty years, which is fathomable if you start a job at 23 and want to retire at age 63, your account balance would be $615,000. That's over half a million dollars folks! Just from contributing 5% of your income from the day you start work!

Looking at the numbers, it's hard to imagine why someone wouldn't start investing immediately!